An investment advisor is someone who provides you with ongoing advice about buying, selling and/or holding investments and will monitor the performance of your investments and their alignment with your overall investment objectives. They give advice to clients about investment opportunities available in the capital markets such as bonds, mutual funds, treasury bills etc.

A financial Advisor can help you think through the ways you could put your money to work towards your personal and financial goals. Financial Advisors keep your investment plan on track, they seek the best interest rates for you, they help you objectively assess what is realistic and create and plan with you to allow you achieve it.

Money Acumen Advisory is a Licensed and Regulated Investment financial Advisory firm by the Securities and Exchange Commission and a member of the Capital Markets Association of Zambia.

The Securities and Exchange commission is the regulator of the Capital Markets in Zambia. It is established through an acts of parliament, the securities Act no.41 of 2016. Their role is to license, register and authorize financial intermediaries, issuers of debt and equity instruments etc. It regulates the securities markets and protect investors.

Money Acumen Advisory is an Independent Financial Advisory Firm, being independent means we use all the products and all the companies in the market, which means you get the best product, with the best returns and the best chance of achieving long term financial security. We use the best companies in the market, link you to the best investment options we have on our local capital markets as well as on the offshore market. Our bias is to you the client and helping you achieve your financial goals.

When you book for an Investment Advisory session we establish your current financial situation by mapping out your income, expenses, current liabilities and overall portfolio to help set up a financial blueprint. The package includes financial planning and introduction to investments. We explore different investment opportunities available on the capital markets and help facilitate the placement of your funds with financial institutions we work with. 

Because we are a regulated financial consultancy firm we only recommend solutions which are highly regulated in their respective industries. It is our job to bullet proof your finances and ensure that your money is safe. We don’t gamble around with your money we only recommend low to medium risk products that will grow steadily over the medium long term.  We closely assess the Financial Institutions our clients invest their money in and only recommend those with experienced Fund Management abilities, credible capital adequacy and probable Asset under management.

Corporate Advisory relates to professional guidance, assistance, advice and solutions with respect to major financial activities to the company such as investing in other in other investment opportunities as a business. 

Diversify your business portfolio by investing in other investment opportunities available on the Capital Market. Businesses are fond of re-investing their profits back into the primary business; with this the business expands over the course of time. But businesses as we are all know are high risk; market or political trends can easily influence the productivity of any business both Small and Large Corporates. This is why diversification and collecting Assets as a business is important. Your Business needs to Invest. Allow us to create a Portfolio that will withstand any market turbulence your business may face.

Understand and acknowledging your current Financial Standing. You can’t achieve financial freedom without knowing your starting point. Look at Money positively, write down your goals, track your expenses, pay yourself first because you work too hard for your money, avoid lifestyle inflation, create additional sources of income, pay off your debt, save for the unexpected events (emergency fund). By following these financial tips, you’re an inch closer to achieving the financial freedom you deserve. Financial freedom can help you take ownership of your finances and more importantly, your life. After this, Your Financial Advisor will then implement a viable plan to build your Portfolio.

Financial Planning is the process of taking a comprehensive look at your financial situation and building a specific financial plan to reach your goals. It is the practice of putting together a plan for your future, specifically around how you will manage your finances and prepare for all potential costs and issues that may arise. The process involves evaluating your current financial situation, identifying your goals and then developing and implementing relevant recommendations.